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| Provider | AM Best Rating | Unique Perks |
|---|---|---|
| Hippo | A- | Fast online approval & smart home discounts |
| Liberty Mutual | A | Bundling with auto saves up to 25% |
| Lemonade | A- | Flat monthly rates & fast claims |
| Nationwide | A+ | Personalized protection plans |
| Progressive | A+ | Customizable coverage by ZIP |
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